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We specialize in providing short-term working capital to SMEs, agribusinesses and emerging entrepreneurs that have limited access to finance from mainstream Financial Institutions.
We operate on a sustainable commercial footing and are convinced that economic IMPACT is best achieved through developing a vibrant and resilient SME sector.


To provide effective Supply Chain Finance solutions that catalyze business growth


To become the leading SCF Institution in Africa and to break open a market for SME financing that has so far proven to be non-functional or even non-existent.



I am a BUYER. We usually need to pay suppliers cash on delivery. But it can easily take 60 days to process, sell and collect. This means our company is continuously short on liquidity.


I am a SELLER. Our clients are very slow payers. If only we could find an easy way to monetize the value locked up in sales invoices, we’d never be short of working capital.

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FACTS does not only work with SMEs but we also endeavor to equip them with requisite knowledge that helps them grow into even better and more successful businesses. This is done through their brain child Ignite My SME. This journey has been eye opening to say the least.

Global demand for Avocado is rising. We know that working capital is a deterrent to meet that demand. No worries though, FACTS got your back. Just ask Avo Veg.

Late payments should not continue to be an issue for SMEs in the 21st century, more so in 2018. Working capital is a core element of survival for an SME and that comes with timely payments. Luckily, there are working capital solutions to address this.

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